Three colleagues engaged in a focused discussion about their CeMAP, around a table in a modern office setting.
LIBF Part of Walbrook Institute London
Financial and mortgage advice

Certificate in Mortgage Advice and Practice (CeMAP)

Overview

Would you like to be a mortgage adviser?

No matter what your career background, if you’re a good communicator who enjoys helping people and networking, a career in mortgage advice could be for you.

Certificate in Mortgage Advice and Practice (CeMAP)

  • 18 months to complete the full qualification

  • Three modules in total

  • CeMAP is the first step to becoming a mortgage adviser

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    Fees

     Best value: £690 for the full CeMAP qualification

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    Duration

    18 months to complete when you register for the full qualification 

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    Modules

    Three modules, five units in total

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    Regulation

    • Registered with Ofqual in the Regulated Qualifications Framework (RQF)
    • Meets the Financial Conduct Authority's (FCA) examination standards
    • A mandated qualification in the Mortgage Adviser Apprenticeships Standard

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    Assessment

    • Take your exams anywhere, any time, with remote invigilation
    • Your first exam is included in the registration fee for each unit
    • You'll receive a digital certificate once you've passed

What your studies will cover

  • The purpose and structure of the UK financial services industry

  • The Financial Conduct Authority (FCA) main aims, activities and relevant Conduct of Business rules

  • The house-buying process and parties involved

  • The different types of customers and mortgages

  • How to assess the affordability and suitability of different mortgage options and associated products

  • The FCA’s approach to ethical and unethical behaviour

  • How to apply FCA principles, requirements and regulations to client relationships

About the qualification

CeMAP is the starting point for mortgage advisers and – as the industry-standard qualification – will enable you to launch your new career.

You can study CeMAP online, fitting it around your life and work, with digital on-demand study materials that let you learn in a way that suits you.

Over three modules, you'll gain the expertise you need to advise customers on mortgage products. You’ll learn about the regulations that govern the UK mortgage sector as well as the factors that affect customers’ personal financial plans.

And because CeMAP is the mortgage industry standard qualification, when you pass you can apply for your ‘licence to practise’.

While studying with us, you’ll become a Member of LIBF (MLIBF), receiving benefits including careers support and access to professional networking events.

CeMAP was challenging, especially as I also had a young child to look after. But doing it via distance learning allowed me the flexibility to continue my studies whilst I travelled the world playing tennis.

Jordanne WhileyCertificate in Mortgage Advice and Practice (CeMAP) holder

Module information

CeMAP is made up of three modules covering five compulsory units. Most learners choose to register for the full qualification, allowing them to complete all modules at their own pace. 

You’ll have 18 months to complete the full qualification when registering for all modules together. 

If you prefer, you can also register module by module, with 12 months to complete each module. 

Are you eligible for an exemption?

If you have qualifications from us or another awarding body, you may be eligible to apply for recognition of prior learning.


Module 1

Financial Services, Regulation and Ethics (FSRE)

This module will teach you how legislation and regulation interact and give you a solid grounding in related ethical principles.

• FRE1: Industry, Regulation and Key Parties

• FRE2: Skills, Principles and Ethical Behaviours




Module 2

Mortgages (MORT)

You will get a thorough grounding in the mortgage application process, including the different products available and the issues borrowers may face after completion.

• MRT1: Mortgage Law, Practice and Application

• MRT2:Mortgage Products and Post Completion




Module 3

Assessment of Mortgage Advice Knowledge (ASEW/ASSC)

You will consolidate the knowledge you gained in modules 1 and 2 plus learn more about types of financial protection and the fundamentals of protection advice, then apply your knowledge to different scenarios.

• ASEW/SC: Assessment of Mortgage Advice Knowledge




You can download more details about Certificate in Mortgage Advice and Practice (CeMAP) below:

Download full qualification specification

Studying

What study materials do I get?

Study texts are provided online for Modules 1 and 2. You can also buy a hard copy of the text through Amazon. 

Module 3 includes interactive revision, financial protection content and optional soft skills materials on the course website.

You’ll also get access to:

  • a student-led discussion forum

  • unit introduction videos

  • one specimen exam per unit (further specimen exams can be purchased if required)

  • a weekly study planner

  • a tax table

  • syllabus updates

  • our online student portal, MyLIBF

  • our virtual library, KnowledgeBank.

Additional study materials

You can purchase additional study support when you register for CeMAP or later through your MyLIBF account. Printed textbooks are available to purchase on Amazon.

Assessments

You will be assessed for each unit by an electronic multiple-choice exam that you take on our virtual learning environment at any time, no booking required, with remote invigilation. This is the same website where you access your learning materials.

• Financial Services, Regulation and Ethics (FSRE) – two units, one-hour exam for each unit, with 40 multiple-choice questions (including 15 linked to case studies) for each unit.

• Mortgages (MORT) – two units, one-hour exam for each unit: MRT1 with 50 multiple-choice questions and MRT2 with 40 multiple-choice questions.

• Assessment of Mortgage Advice Knowledge (ASEW/ASSC) – one unit assessed by a two-hour exam with six case studies, each with ten linked multiple-choice questions.

If you register for the full qualification, you will have 18 months to complete the whole course. Or, if you register for modules individually, you will have 12 months to complete each module and sit the exams. Your first exam is included in the registration fee for each unit.

Fees

  • Full CeMAP qualification

    Best value

    £690

    Save £70 when you register for all three modules together.

    Includes study materials and exam entry.

Module-by-module registration

£760 in total if modules are booked separately.

Individual module fees:

  • FSRE: £310

  • MORT: £300

  • ASEW/SC: £150 

Corporate bookings

If you are a company and want to register a cohort of students onto CeMAP please email corporate@libf.ac.uk for further information.

Accredited learning support providers

There are several organisations offering courses for our qualifications, especially in financial and mortgage advice.

Using a learning support provider is entirely up to you – it is not a requirement of your studies – but this extra support might help your learning. A number of organisations have joined our Accredited Learning Support Provider (ALSP) scheme a

Please note that you will still need to register and complete CeMAP through us, as the qualification awarding body.

Questions about our professional qualifications?

If you have any questions about our professional qualifications in finance and banking, please contact our customer services team.

Our professional qualification customer services office is open:
Monday to Friday from 8.30am to 5.30pm UK time.

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Request more information

Or, if you’re happy to get started, register today.