Certificate in Payments and Cash Management (CPCM)

This industry-focused qualification gives you a clear understanding of how payments, liquidity and cash management work together across financial institutions and corporate environments.

You’ll explore the processes, systems and regulations that underpin the payments industry, along with the cash management and risk frameworks essential to corporate treasury and transaction banking.

Key information

Build expertise in payment systems, regulations, and risks
Take your exam online with same day results
Earn 36 CPD hours towards your trade finance recertification

Register today Request info

Fees

£675 for the full qualification

Duration

You'll have 12 months from registration to complete the qualification

Units

CPCM is made up of two units

Regulation

Registered with Ofqual in the Regulated Qualifications Framework (RQF)

Assessment

• Take your exam any time through our Brightspace platform with remote invigilation

• Your first exam is included in the registration fee for each module

What your studies will cover

The structure and infrastructure of the global payments industry
How payments and liquidity are managed across banking and corporate sectors
The economic value, systemic importance and interconnectivity of payment systems
Channels, connectivity and treasury management
Information reporting, liquidity management and financial tools
Regulation, compliance, and operational risk in payments and cash management
The role of technology, data and security in driving innovation and efficiency

About the qualification

Available worldwide, CPCM is ideal for professionals working in payments, cash management, liquidity, or transaction banking – as well as those in treasury, compliance, or operational risk roles.

If you’re building a career in treasury or payments or want to strengthen your understanding of how money moves and is managed, CPCM will help you gain formal recognition for your expertise and practical skills.

CPCM is a Level 3 qualification registered with Ofqual.

While studying with us, you’ll become a Member of LIBF (MLIBF), receiving benefits including careers support and access to professional networking events.

Our partners

Endorsed by

International Chamber of Commerce (ICC)

Supported by

Emerging Payments Association (EPA)

Supported by

Bankers Association for Finance and Trade (BAFT)

Unit information

Unit 1

Foundations of Payments and Cash Management (FPCM) 

The structure of the industry and the components parts of payments
Core payment types, and future developments, e.g. real-time payments, DLT and Digital Currencies
The economic value and systemic importance of payments
Channels, connectivity and treasury management
Information reporting, liquidity management and financial tools

Unit 2

Regulation, Risk and Compliance within Payments and Cash Management (RPCM) 

Technical standards, payment regulation and compliance
Financial crime, sanctions and ethics
Data protection, risk management and system security associated within the treasury and payments industry

You can find more details about your CPCM course below:

Download full qualification specification

Studying

What study materials do I get?

As part of the registration fee you'll get access to:

a study plan
unit syllabus
specimen paper
online study texts
online access to our student portal MyLIBF
online access to our virtual library KnowledgeBank

Assessments

CPCM is assessed through a single 85-minute objective exam, split into two units.

Unit 1: 35 multiple-choice questions (40 mins)
Unit 2: 25 multiple-choice questions and two case studies each with five linked questions (45 mins)

Your first exam is included in the registration fee. If you need to retake an exam a resit fee will be payable.

Take your exam any time through our Brightspace platform with remote invigilation.

Exam and assessment information